Self custody
Yodl, WoWbat, LocalPay and Zypto describe wallets controlled by the user. You manage access and recovery, while a partner handles local payout.
Payments abroad
Provider research · 5 October 2026
Pay a local QR
without a local bank app.
Some travel apps convert stablecoins or card-funded balances into a merchant's local currency. The supported country, QR network and your eligibility decide whether a scan will work.
Compare services ↓How to read this guide
Country coverage is the starting point.
A QR payment network is different from a crypto QR address. The services below aim to pay an existing local Pix, VietQR, QR Ph or similar recipient, usually through a local payout partner. They are not interchangeable with a card or a bank transfer.
New entries and selected service notices were checked on 5 October 2026; earlier reviews retain their original research date. These are provider claims, not hands-on tests or endorsements. A marketed country can still exclude your account, QR type or merchant. Keep cash and an independent card available.
Global service directory
12 services with different coverage.
Includes paused routes so an older how-to page does not mislead you. Click through for the practical limitations and source links.
Four live markets
Yodl
A compelling route for someone who already holds stablecoins and needs to pay ordinary local QR recipients in its four advertised markets. It is not a Thai PromptPay solution today.
Read the review ↗Seven advertised marketsBinance Pay
Broad country coverage for an eligible verified Binance user, but national and account restrictions matter more than the headline country count.
Read the review ↗Five listed networksBKJ Pay Scan to Pay
One of the closest published matches to Yodl's local QR concept, with Peru added to its advertised footprint.
Read the review ↗Two QR marketsRedotPay Scan to Pay
Relevant for Vietnam and the Philippines if you already use RedotPay; its payment card is a separate acceptance route.
Read the review ↗Two live countriesPayMoji
A direct alternative for travellers who want local QR payments without first acquiring stablecoins.
Read the review ↗Vietnam liveWoWbat
A Vietnam-focused option for travellers willing to fund with USDT and manage a self custody wallet.
Read the review ↗Brazil and ColombiaAbroad Pay
Useful for a supported stablecoin wallet paying a local recipient in Brazil or Colombia; the exact route is confirmed in the quote.
Read the review ↗Country-specific restrictionsMoreta Pay
Worth checking for a supported trip, but its live help notice says Thai QR payments are paused for most users; a narrow business-QR exception applies to verified US and Canadian passports.
Read the review ↗QR routes pausedPEXX
Do not choose PEXX for an immediate QR payment in Vietnam or the Philippines while its pause notice remains in force.
Read the review ↗Thailand and Vietnam listed liveAntarctic Wallet
A potentially useful crypto-funded Thai QR option, particularly while some competing Thailand routes are restricted. Confirm the exact merchant QR in the app before relying on it.
Read the review ↗Three countries claimed liveLocalPay
A documented VietQR route for visitors without a Vietnamese bank app. Indonesia and the Philippines are claimed as live, but network-level compatibility needs checking inside the app.
Read the review ↗Brazil and Colombia liveZypto Pay Abroad
A second consumer wallet route into Abroad's local payouts for Brazil and Colombia. Its value depends on the live quote and the recipient QR, not its wider card or remittance features.
Read the review ↗Choose by how you fund it
Exchange balance
Binance Pay spends from an eligible verified account. Its tourist QR availability depends on your region and destination.
Card funded
PayMoji lets visitors add funds from a card or Apple Pay, then pay a supported local QR.
Local route
Thailand needs special care: Yodl lists it as coming soon, while Antarctic Wallet lists Thailand as live without naming every QR variant. Compare Thai QR options here.
Before funding
Run one small real payment.
✓ Country and exact QR network✓ Account nationality and identity checks✓ Recipient name and amount✓ All-in exchange rate and fee✓ Refund route and processing time✓ A separate cash or card backup
Thailand-specific option
What about DeepPocket?
DeepPocket has its own detailed review in our Thailand wallet guide. Unlike a multi-country QR app, it is a Thai wallet that T2P advertises for PromptPay payments without a Thai bank account. International credit-card top-ups are available, but T2P's published standard charge is 4.5% from July 2026. Compare that total cost with your other payment options.
We include cross-border consumer apps above where primary documentation supports the service. This is a researched directory, not a claim to have found every provider worldwide. The services' own status pages control live availability. More Thai mobile wallets and PromptPay alternatives are covered in the separate country guide.